We are nearing the holiday season and I have so many memories of setting the table for Thanksgiving, searching the house with my sibling to determine where our parents hid the Christmas gifts, and watching “It’s A Wonderful Life” to jump-start the holiday season. Setting traditions are a vital because it “creates family bonds, provides a source of identity, teaches values, connects multiple generations, passes on cultural or religious heritage and creates memories for your children” (Passing on Family Traditions). With the the “busyness of life”, however, it can sometimes be a little difficult to become intentional about creating memories. What’s interesting is whether we are intentional or not, we are leaving something to our children. The question is “What Are We Leaving?” Are we being intentional in creating healthy family traditions? Are we being intentional in showing our faith walk? And are we being intentional in breaking bad money habits and showing our kids how to build wealth.
At times, all of this can be overwhelming, but I am learning not only to pass on our faith, family and financial legacies, but to build upon it and ensure our children are in a better position in each area of their lives. So, here are 14 ways to leave a legacy to our children.
If you have been following me for some time, you know our financial goal is to become completely debt-free. Not just so we can travel the world and live a life without worrying how we are going to pay a bill, but so we can leave something other than bills to our children—we want to leave a financial legacy. We also want to leave better spending habits to our kids, leave the gift of living out our passion, and leave the gift of serving others while being a good steward over all God has gifted us.
Sounds good in theory, but trust me, the process of getting out of debt has been difficult! It has involved changing everything I have learned, seen and behaved towards money. This process has included making a conscious decision on what I should or should not purchase, recognizing my needs versus my wants, and has included saying “no” to the some of the things I really, really wanted to say “yes” to. This process has been one of the hardest journeys I have experienced; not just because I have had to curtail my spending habits, but because even in all of the financial planning we do, there are times when nothing seems to go as planned.
When was the last time you read a good book? And not just any book, but one that motivated you to do better, be better and live better? As we enter into the fourth quarter, why not end the year with some great books that will encourage you to finish what you started, give you tips towards financial freedom and encourage you to live your best life. Here are three books that will inspire you to end 2017 with a BANG!
FINISH, by Jon Acuff
This book is the sequel to “START” which is one of my favorite books. If you habitual START a project, a task, a goal, but for some reason end of quitting within weeks of starting (i.e. New Year’s Resolutions), then this book is for you! Finish: Give Yourself the Gift of Done!
Are you living your best life? Do you wake up each day ready to encounter new opportunities, ready to conquer daily challenges and determine ways to be a better version of yourself? Or do you get depressed every Sunday night, dread waking up each Monday, and live for the weekend only to start the cycle all over again on Sunday evenings? If the last sentence sounds like you, guess what? You are not alone! According to a Forbes article, only 13% of working people are satisfied with their jobs. Which means 87% of employees “are emotionally disconnected from their workplaces and less likely to be productive.”
So, if you do not like your job, your finances, or your overall life, what can you do? Change! And not just change as in give up or quit, but as in do something about it. Many of us consistently complain about our current situation and that is all we do…complain! Complaining will not change our situation. It only allows us to focus on the negatives of our situation and not the positives.
Want to begin to create your best life? Start here…
If you have been reading the paper or watching the news, you are aware of the security breach via Equifax which put millions of Americans in danger of identity theft. For those who may not know, Equifax is one of three consumer credit reporting agencies that collects and computes credit related data for individuals as well as for businesses. On, September 7, 2017, Equifax announced a cyber security breach which took place between May 2017 through July 2017.
Why should we be concerned?
Well, this breach gave cyber-criminals access to 143 million Americans’ personal data to include social security numbers, birth dates, addresses, and for some, driver’s license numbers.
What can you do?